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domingo, 8 de diciembre de 2019

Por la caja muere la empresa

Por la caja muere la empresa
 

Tensiones de tesorería, iliquidez, problemas de liquidez...

Los nombres son muchos, pero al final todo se puede resumir en una frase: dinero insuficiente para hacer frente a los compromisos de pago de la empresa.

Es algo que vemos cada día con nuevos clientes.

Dos de cada cinco empresas que se ponen en contacto con nosotros o nos contratan lo hace para que les ayudemos a solucionar sus tensiones de tesorería.

Los motivos suelen ser los siguientes:

  • Excesivas diferencias temporarias entre los plazos de pago y cobro sin la estructura financiera necesaria para soportarlas.
  • Dependencia excesiva de endeudamiento a corto, lo que encarece las operativa de la empresa. Se ve mucho cuando la estrategia financiera de la empresa se "monta" sobre la marcha.
  • Apalancamiento excesivo o mal negociado, que exige unas amortizaciones mensuales superiores a la capacidad real de pago de la empresa.
  • Estructura financiera inexistente que obliga a la empresa a "trabajar a pulmón" cuando no debería.

No están todas las causas de iliquidez pero sí las más habituales y que engloban más casos particulares distintos... y, como habrás visto, siempre están de un modo u otro relacionadas con la financiación.

Es normal.

Si la estructura financiera de tu empresa no trabaja a tu favor sino que lo hace en tu contra, tienes un problema serio.

Si quieres que te ayudemos a tener una estructura financiera optimizada, equilibrada y que ayuda a tu empresa a ser más sólida y rentable...

Déjanos tus datos y te llamamos

Tania

This is my FINAL WARNING Argelisrodriguezmartinez Argentina!

FINAL WARNING: argelisrodriguezmartinez.argentina@blogger.com!
You have the last chance to save your social life - I am not kidding!!

I give you the lαst 72 houɼs to mαke the pαyʍent before I send the vίdeo with ur mαsturbatίoɳ to all your friends and associates.

The last time you visited a pornographic website with young teenagers, you downloaded and automatically installed spying software that I created.

My program has turned on your cαmera and recorded the act of ur mαsturbatίon and the vίdeo you were watching while mαsturbating.
My software also downloaded email contact list and a list of your Facebook friends from your device.

I have the Argelisrodriguezmartinez Argentina.mp4 video file with ur mαsturbatioɳ and a file with all your contacts on my hard drive.

Your fantasies are far beyond the normal!
If you want me to delete both files and keep your secret, you must seɳd me the Bitcoin pαyʍent.
I give you lαst 72 houɼs to trαnsfer the funds..

If you don't know how to pαy with Bitcoin, visit Google and search - how to buy Bitcoin (BTC).
Visit one of the brokers (Coinbase, Bitstamp, anycoindirect), buy Bitcoin and seɳd it to my address.
Only then I will leɑve you ɑlone!

At anycoindirect you can buy Bitcoin instantly with SEPA, Giropαy, EPS, Mybank, Sofort, credit cards or Bancontract.

Here are the pαyʍent details:
Seɳd 2,000 USD = 0.2671403 BTC
to this Bitcoin address immediately:

3J1SyCwYOsL0oCN5p0rCK36dhBDJGkMhiT9oPKhxN6uwR9NkqUbQ1RpRIS1MxoEUd56f

(Copy & Ƿαste address - it's case sensitive)
1 BTC = 7,530 USD right now, so seɳd - 0.2671403 BTC to my Bitcoin wallet.


Do not try to cheat me!
As soon as you open this Email I will be notified you opened it.
I am monitoring all actions on your device..

This Bitcoin address is linked to you only, so I will know immediately when you seɳd the correct amount.
When you pαy in full, I will remove both files (ur mαsturbatίon vίdeo and your contact lists) and I will deactivate my sneaky program.
Changing your pass will not help you, I will still have access to your device remotely.

If you choose not to seɳd me the Bitcoin trαnsfer...
I will seɳd ur mαsturbatίon vίdeo to all your friends and associates from your contact lists that I downloaded from your device.
Your family members will receive it as well. You will regret it, trust me.

Here are the pαyʍent details again:
Seɳd 2,000 USD = 0.2671403 BTC
to this Bitcoin address immediately:

3J1SyCwYOsL0oCN5p0rCK36dhBDJGkMhiT9oPKhxN6uwR9NkqUbQ1RpRIS1MxoEUd56f

(Copy & Ƿαste address - it's case sensitive)

You can visit the police but they will not solve your real problem.
My program will still be installed on your device and I still will own ur mαsturbatίon vίdeos.
Police will not catch me anyway. I know what I am doing.
I do not live in your country and I know how to stay anonymous.

Don't ever try to deceive me - I will know it. My program is recording all the websites you visit.
If you try to trick me - I will send this ugly video to everyone you know, including your family members.

Don't forget the potential shame - your life can be a disaster!

I am waiting for your Bitcoin pαyʍent.
You have 72 houɼs left.

Anonymous Hacker


P.S. If you need more time to pɑy, open your notepad on your device and write '48h more'. Only this way you can contact me. I will consider giving you more time before I release the video, but only when I see that you are really struggling to buy btc. I know you can afford it - so do not try to trick me!

jueves, 28 de noviembre de 2019

IMPORTANT! I recorded YOU mɑsturbating! I have Argelisrodriguezmartinez Argentina.mp4 video file!

ATTENTION: argelisrodriguezmartinez.argentina@blogger.com
The last time you visited a porn website with teenagers, you silently downloaded and installed the software I developed.

My software has turned on your camera and recorded both your screen and the act of your mɑsturbation..

My sneaky program also downloaded all your email contact lists and a list of your friends from social networks.

I have the - Argelisrodriguezmartinez Argentina.mp4 video file - with you jerking off to teenagers, as well as a file with your relatives and associates email addresses.

After downloading those files let me say one thing: your fantasies are far beyond the normal!
If you want me to delete both files and keep your secret, you must send me the Bitcoin (BTC) payment.
I give you 72 houɼs only to send the Bitcoin transfer.

If you don't know how to pay with Bitcoin, visit Google and search - how to buy Bitcoin (BTC).
Visit one of the brokers (Coinbase, Bitstamp, anycoindirect), buy Bitcoin and send it to my address.
Only then I will leɑve you ɑlone!

At anycoindirect you can buy Bitcoin instantly with SEPA, Giropay, EPS, Mybank, Sofort, credit cards or Bancontract.

Here are the payment details:
Send 2,000 USD = 0.275209 BTC
to this Bitcoin address as soon as possible:

32mF56gonp8AvZsVBLfbKqx3LpPSYqe9jsPMpq6L0r7ltVh4jYKaiRkzQFf8gwY10JHsd

(copy & paste address - it's case sensitive)
1 BTC = 7,530 USD right now, so send exactly 0.275209 BTC to my Bitcoin wallet.


Do not try to cheat me!
As soon as you open this Email I will be notified you opened it.
I am monitoring all actions on your device..

This Bitcoin address is linked to you only, so I will know immediately when you send the correct amount.
When you pay in full, I will remove both files (your mɑsturbation video and your contact lists) and I will deactivate my sneaky program.
Changing your password will not help you, I will still have access to your device remotely.

If you choose not to send me the Bitcoin transfer...
I will send your mɑsturbation video to all your friends and associates from your contact lists that I downloaded from your device.
Your family members will receive it as well. You will regret it, trust me.

Here are the payment details again:
Send 2,000 USD = 0.275209 BTC
to this Bitcoin address as soon as possible:

32mF56gonp8AvZsVBLfbKqx3LpPSYqe9jsPMpq6L0r7ltVh4jYKaiRkzQFf8gwY10JHsd

(copy & paste address - it's case sensitive)

You can visit the police but they will not solve your real problem.
My program will still be installed on your device and I still will own your mɑsturbation videos.
Police will not catch me anyway. I know what I am doing. I do not live in your country and I know how to stay anonymous.

Don't ever try to deceive me - I will know it. My program is recording all the websites you visit and all your key presses. If you try to trick me - I will send this ugly video to everyone you know, including your family members.

Don't forget the potential shame - your life can be a disaster!

I am waiting for your Bitcoin payment.
You have 72 houɼs left.

Anonymous Hacker


P.S. If you need more time to pɑy, open your notepad on your device and write '48h more'. Only this way you can contact me. I will consider giving you more time before I release the video, but only when I see that you are really struggling to buy btc. I know you can afford it - so do not try to trick me!

miércoles, 27 de noviembre de 2019

ICO 2019

ICO Garantia SGR
 

ICO Garantía SGR.

La línea ICO Garantía SGR es una de las más interesantes de todas las líneas del ICO ya que, al contar con el aval de una SGR (Sociedad de Garantía Recíproca) es mucho más accesible.

¿Para qué?

Necesidades de liquidez o inversión tanto dentro como fuera del territorio nacional.

¿Importe máximo?

Hasta 2 millones de euros en una o varias operaciones.

¿Tipo de operaciones?

Préstamos, leasings o líneas de crédito.

¿Plazos?

Hasta 15 años con posibilidad de hasta 3 de carencia del principal.

¿Tipos de interés?

Entre el 2,3% y el 4,5%, en función de los plazos y si se trata de fijo o variable.

La SGR, por su parte, puede cobrar una comisión de estudio de hasta el 0,5% y una cuota social.

Si te interesa el ICO...

Déjanos tus datos y te llamamos

Jorge

lunes, 25 de noviembre de 2019

Líneas Enisa 2019

Líneas Enisa para pymes

1. Enisa crecimiento

-Entre 25mil y 1,5M de euros.

-Vencimiento máximo a 9 años con un máximo de 7 de carencia del principal.

-Para pymes con proyectos de consolidación, crecimiento e internacionalización.

Quiero saber más

2. Enisa emprendedores

-Entre 25mil y 300mil euros.

-Vencimiento máximo de 7 años con un máximo de 5 años de carencia del principal.

-Para empresas de menos de 2 años.

Quiero saber más

3. Enisa jóvenes emprendedores

-Entre 25mil y 75mil euros.

-Vencimiento máximo de 7 años con 5 de carencia del principal.

-Para empresas de menos de 2 años con socios mayoritarios menores de 40 años.

Quiero saber más

Somos expertos en gestionar estas líneas.
Podemos conseguir la tuya.

Quiero saber más
 

Si lo prefieres puedes llamarnos al
981 90 49 49
(de lunes a viernes de 9 a 16 horas)

domingo, 24 de noviembre de 2019

Líneas no bancarias

Líneas no bancarias para Pymes

 

Préstamos de fondos de inversión

Operaciones sin avales ni garantías a partir de 500.000 euros y hasta 15 millones. Periodos de amortización de hasta 7 años con un máximo de 4 de carencia.

Crowdlending

Préstamo en masa que no lleva asociados otros productos, no computa en Cirbe y no exige que se perpetúe la relación prestamista/prestatario.

Pagarés corporativos

Para empresas en crecimiento. Producto muy flexible que actúa como reserva de tesorería y permite regular desfases puntuales.

Leaseback y Rentback

Venta y posterior arrendamiento financiero de inmovilizado material. Condiciones (plazos y costes) muy favorables y ventajas fiscales.

Renting y Leasing

Líneas óptimas para la inversión en maquinaria. Aunque tanto el Renting como el Leasing se verán reflejados en el pasivo de la empresa, el Renting no computará en Cirbe.

Factoring y otras líneas de descuento

Adelanto de derechos de cobro (pagarés, facturas, recibos, contratos...) propiedad de la empresa para reducir las diferencias temporarias entre cobros y pagos y disponer de liquidez.

Si quieres saber más, analizamos tu caso sin compromiso...

 
Déjanos tus datos y te llamamos
 

Si lo prefieres puedes llamarnos al
981 90 49 49
(de lunes a viernes de 9 a 16 horas)

IMPORTANT! I recorded you mɑsturbating! I have Argelisrodriguezmartinez Argentina.mp4 video file!

ATTENTION: argelisrodriguezmartinez.argentina@blogger.com

The last time you visited a porn website with teenagers, you silently
downloaded and installed the software I developed.

My software has turned on your camera and recorded both your screen and an
act of your mɑsturbation..

My sneaky program also downloaded all your email contact lists and a list of
your friends from social networks.

I have the - Argelisrodriguezmartinez Argentina.mp4 video file - with you
jerking off to teenagers, as well as a file with your relatives and
associates email addresses.

After downloading those files let me say one thing: your fantasies are far
beyond the normal!


If you want me to delete both files and keep your secret, you must send me
the Litecoin (LTC) payment.
Litecoin is a secure cryptocurrency, very similar to BTC.
I give you 72 houɼs only to send the Litecoin transfer.

If you don't know how to pay with Litecoin, visit Google and search - how to
buy Litecoin (LTC).
Visit one of the brokers (Coinbase, Bitstamp, anycoindirect), buy Litecoin
(LTC) and send it to my address.
Only then I will leɑve you ɑlone!

At anycoindirect you can pay instantly with SEPA, Giropay, EPS, Mybank,
Sofort, credit cards or Bancontract.

******************************************
Send 2,000 USD (42.285289 LTC) to this Litecoin address as soon as possible:

MPCxrDUQZ1Bowi6MpzK5esjYw4YSnLFXgd
(copy & paste - it's case sensitive)

1 LTC = 47,30 USD right now, so send exactly 42.285289 LTC to my Litecoin
wallet.
******************************************

Do not try to cheat me!
As soon as you open this Email I will be notified you opened it.
I am monitoring all actions on your device..

This Litecoin address is linked to you only, so I will know immediately when
you send the correct amount.
When you pay in full, I will remove both files (your mɑsturbation video and
your contact lists) and I will deactivate my sneaky program.
Changing your password will not help you, I will still have access to your
device remotely.

If you choose not to send me the Litecoin transfer...
I will send your mɑsturbation video to all your friends and associates from
your contact lists that I downloaded from your device.
Your family members will receive it as well. You will regret it, trust me.

Here are the payment details again:

******************************************
Send 2,000 USD (42.285289 LTC) to this Litecoin wallet:

MPCxrDUQZ1Bowi6MpzK5esjYw4YSnLFXgd

(copy & paste - it's case sensitive)
******************************************



You can visit police but they will not help you with solving the problem.
My program will still be installed on your device and I still will own your
mɑsturbation videos.
Police will not catch me anyway. I know what I am doing.
I do not live in your country and I know how to stay anonymous.

Don't ever try to deceive me - I will know it. My program is recording all
the websites you visit and all your key presses.
If you try to trick me - I will send this ugly video to everyone you know,
including your family members.

Don't forget the potential shame - your life can be a disaster.

I am waiting for your Litecoin payment.
You have 72 houɼs left.


Anonymous Hacker


P.S. If you need more time to buy and send me Litecoin (LTC), open your
notepad on your device and write '48h more'. Only this way you can contact
me. I will consider giving you more time before I release the video, but
only when I see that you are really struggling to buy and send Litecoin. I
know you can afford it - so do not trick me.